Cash Mart is a lending company that specializes in providing short-term loans to residents of the Philippines. It is relatively simple to borrow money online and the process will be approved in less than 24 hours. Those who require money upfront will therefore use Cash Mart in order to secure a bit of extra liquidity. Let us now take a closer look at what this firm has to offer its clients.

Loans Offered by Cash Mart

Loans Offered by Cash Mart

Of course, the primary intention of Cash Mart is to provide loans to its clients. Thankfully, these loans can be requested via a streamlined application process. It is estimated that more than 30,000 Filipinos have already used their services and the majority of customers are quite happy with the results. However, it should be noted that the individual applying for the loan needs to be at least 21 years of age. Now that we have examined the basics, let us continue by examining some of the loan solutions that this company offers. Note that each of the loans outlined below will need to be settled in no more than five weeks.

Personal Loan

Personal loans can be used for various requirements such as purchasing a new vehicle or even paying off other debts. These personal loans are associated with interest rates of between 0.8% and 3.5% (depending upon the amount of money). It is possible to borrow up to 50,000 PHP at any given time.

Salary Loan

In the same respect, a salary loan is often used for business-related purposes. Examples include purchasing equipment or rental payments. Approved clients can request as much as 30,000 PHP and once again, interest rates of up to 3.5% will need to be taken into account.

Car Loan

Cash Mart Philippines also offers car loans (classified as personal loans) to its clients. In this case, the company itself does not look into the credit history of the applicant. Up to 30,000 PHP may be borrowed and interest charges will vary between 0.8% and 3.5%. Those who require targeted loan solutions for their vehicle can therefore take advantage of this option.

OFW Loan

There can also be times when overseas workers need to borrow money. Cash Mart Philippines has therefore created different types of OFW loans. However, we should note that requirements differ between land-based applicants and seafarers. As mentioned in the previous sections, up to 30,000 PHP may be borrowed. OFW loans will need to be repaid within a maximum of five weeks.

The Advantages of Borrowing Money from Cash Mart

The Advantages of Borrowing Money from Cash Mart

Many clients feel that the loan application process is extremely straightforward. So, it could be ideal for those who are looking for a streamlined lending portal. Another point to mention is that the company Cash Mart offers relatively agreeable interest rates (when compared with some other firms). Assuming that an initial Cash Mart loan has been repaid, the user can immediately ask to borrow more money.

It should also be mentioned that this company has been rated extremely high in terms of customer service solutions. Therefore, clients can expect personalized attention to detail. This is not always the case when dealing with other online lenders.

How to Get a Loan from Cash Mart Philippines

The first step is to navigate to the official Cash Mart website. Users will then be provided with three different choices. These are personal loans, salary loans, and OFW loans. Once the correct option is selected, he or she will be taken to a dedicated webpage. Then, additional information such as the loan amount and the payment schedule can be chosen. A representative will thereafter be in contact with the applicant to review the necessary documentation.

Borrower Requirements

There are some basic requirements that need to be met in order to be approved for a Cash Mart loan. Applicants must be between 21 and 50 years old. They also must be a Filipino citizen currently residing in the Philippines. Finally, the customer should be fully employed, self-employed, or classified as a seafarer/OFW allottee. However, we should mention that additional qualifications may be needed when requesting an OFW loan. This is why it is a good idea to contact a Cash Mart specialist to address any other questions regarding borrowing criteria.

How Long Does it Take to Get Approved?


Thankfully, the documents needed to request a loan are clearly highlighted and easy to obtain. The borrower will first need to possess a recent payslip, proof that he or she is employed by a specific company, one form of government-issued identification, and proof of billing (such as a valid Internet or electricity contract). Note that these documents will be confirmed during the initial consultation with a Cash Mart representative.

The Application Process

As noted previously, it is generally easy to be approved for a loan contract by this money lending portal. Here are the three necessary steps:

  • Complete the online application form.
  • Speak with a Cash Mart specialist in order to verify the necessary documentation.
  • Wait for the cash to arrive within a specific bank account (the day after the loan contact is approved).

Of course, anyone who has additional questions can instead choose to speak with a representative before the process begins. This may be a wise choice for those who are uncertain how much money they require or which type of cash disbursement is the most appropriate for their needs.

How Long Does it Take to Get Approved?

The process will begin immediately after an online application has been submitted. However, it is still important to ensure that all required documents are presented. Assuming that this information is valid, Cash Mart will transfer the requested amount within one working day. These are some of the reasons why obtaining a loan through Cash Mart is such a popular option.

Cash Mart

Ways to Obtain and Repay the Loan

There are several ways in which a principal loan can be obtained. Note that Cash Mart only works with specific banks in the Philippines. These include (but are not limited to) Asia United Bank, Bank of Commerce, Metrobank, and RCBC Savings Bank. Please visit their official website for a complete list of financial institutions. In other words, the applicant will need to have an account with these banks before being approved for a loan.

Once the loan has been approved, the repayment time frame must be adhered to in order to avoid late charges and similar penalties. Thankfully, there are several options to consider. Some of these are associated with online methods such as the EC Pay platform. It is also possible to visit specific approved locations to make payments. These include Robinson Payment Center, 7-11, Cebuana Lhuillier, and Bayad Center. More details and options can be found on the Cash Mart website.

Cash Mart Philippines Customer Service and Contacts

There are several ways in which applicants can speak with a Cash Mart legal representative. Users can complete an online contact form, call (028) 829 0000 or use a live online messaging service. Note that representatives are available Monday through Friday. This firm is closed on Saturdays, Sundays, and bank holidays.


It should now be clear to see why Cash Mart is one of the most popular options for Filipinos who require short-term loans. Not only is the application process straightforward, but clients will be approved within 24 hours. From personal loans to OKW borrowing options, customers should be quite pleased with what is in store.

Frequently Asked Questions