Online Loans Pilipinas is one of the most prominent online loan providers in the Philippines. It is a FinTech lending institution that tries to meet Filipinos’ needs by leveraging digital technology and offering online lending solutions. The financing company provides its clients with quick and easy financial solutions. Online loans, unlike traditional loans, require borrowers to apply online and receive the loan over the internet without physically visiting the lender’s office. All communication between the company and the borrower can be done online without the need to visit the office physically.

Online Loans Pilipinas

About Online Loans Pilipinas – Is the company legit?

As online loans keep gaining momentum, more financial institutions now offer loans to Philippine citizens. Choosing legit financing companies from the large pool of loaners can be challenging. In the Philippines, for any finance and credit company to operate legally, it should be registered with the SEC and DTI. The Securities and Exchange Commission is responsible for authorizing finance companies’ operations. Online Loans Pilipinas’ legit operations have earned the company space on the SEC website as it is listed as a registered organization.

Why choose Online Loans Pilipinas?

The reasons below explain why you should opt for Online Loans Pilipinas if you need an online cash loan to get through a tough financial situation.

It is convenient to apply. You only need a computer or smartphone and a reliable internet connection. Even new customers do not need to book appointments and fill out paperwork. The application process is simple, especially for regular customers, and only takes a few clicks.

The loan approval process is easy and quick. The company’s system scans the borrower’s profile and immediately gives feedback. After approval, a client receives the money directly to their bank account.

Online applications are made 24/7. The availability of loans anytime makes it an excellent choice if you need money for emergencies.

Online Loans Pilipinas Philippines has minimal document requirements. Legible borrowers need a valid government-issued ID to borrow money from this online loan app.

The company ensures complete transparency of loan terms during the consumer lending process and has high levels of business ethics.

Loans offered by Online Loans Pilipinas

Loans offered by Online Loans Pilipinas

Online Loans Pilipinas has a unique offer of a 0% interest rate to clients borrowing their first loan. The first loan can range from 1000 to 7000 pesos for 30 days. Subsequently, the loans can increase to 20,000 pesos with a minimum interest rate of 1% per day or 30% per month for regular clients. The company does not charge clients commissions for servicing and issuing the credit. Its loan term starts at 90 days; sometimes, it can be up to 6 months. Online Loans Pilipinas offers a maximum loan amount of 30,000 pesos.

How to Apply For a Loan from Online Loans Pilipinas?

Borrowers should start by signing up and creating an account on the official Online Loans Pilipinas website. The next step involves providing their personal information. When a borrower completes the identification process, an application is automatically generated on the platform. The form will include the borrower’s data such as their name, ID, date of birth, email address, mobile phone number, income level, and place of residence. Next, the customer should choose the amount they intend to borrow. The loan application processing takes about 5 minutes and about 1 hour to approve the application. If the loan is approved, a disbursement to the client’s bank account happens in two business days.

Applicant Requirements

To apply for a loan from Online Loans Pilipinas, borrowers should meet the following requirements:

  • Be of Filipino nationality.
  • Have a valid mobile phone number.
  • Have a stable source of income or give employment details.
  • The clients should have a valid E-Wallet (Paymaya, Grabpay, or Gcash) or bank account.
  • The customer’s age should be between 22 and 70 years.
  • The customer must have the following identifications: a passport, driver’s license, SSS, TIN, PRC, or UMID.

The loan application requirements for a loan at Online Loans Pilipinas are simple and available to most people in the Philippines.


The documentation required to apply for a loan from Online Loans Pilipinas is simply a valid identification issued by the government. It can be an ID, driver’s license, SSS, passport, PRC, TIN, or UMID.

One must fill out the company’s online cash loan application form to receive the loan. The application form has four sections; personal information, address information, employment information, and bank information. Filling the online form only takes about 5 minutes.

The personal information section requires borrowers to give their ID, date of birth, email address, and gender.

The address section contains the phone number, city, barangay, apartment, house, and street.

The employment details include personal phone, work phone, company, position, income, and social status.

The bank information contains the account holder’s name, bank, and account number.

Steps to Get a Loan

Steps to Get a Loan

With the help of an online calculator for loans, a customer should determine how much the loan is, the terms for the loan, and then finish by calculating interest. Clients should calculate the expected monthly payments, and if they cannot manage the repayment, they should choose a lower amount or refrain from borrowing.

Step 1

Select the button to apply now

Step 2

Fill in the Form

Begin the procedure by filling out the application form found on the Online Loans Pilipinas procedure. Fill in the personal details required accurately.

Step 3

You will get a call or an SMS for verification.

Step 4

Wait for Approval

The approval for your loan application can take about one to two business days.

Step 5

Sign the Loan Agreement

After your loan application is approved, study the loan agreement carefully before signing it. The expected cash will be disbursed directly to your bank account.

Loan Repayment Methods?

Borrowers can repay the loan taken from Online Loans Pilipinas at any time within the repayment period and receive confirmation receipts through the three most popular options:

Online banking through Dragonpay; is the best method as it gives a faster payment posting and account update. Borrowers should go to the repayment option on the app and select online banking. Then follow the four steps to create a Dragonpay reference number. They should complete the process by finishing the payment instructions.

E-Wallet repayment; customers can go to the repayment option on the company’s app and select the E-wallet option. They can then select the e-wallet choice they prefer and follow the rest of the instructions.

Repayment through over the counter; borrowers can go to the loan repayment option and select the counter option. They can choose the channel they prefer to use for over-the-counter payment and follow the instructions.

Other methods of loan repayment include:

  • 7-eleven
  • RD Pawnshop
  • SM
  • Coins
  • LBC
  • Robinson
  • Bayad Center
  • Cebuana Lhuillier
  • Palawan Express
  • ShopeePay
  • Paymaya
Online Loans Pilipinas App

Online Loans Pilipinas App

Online Loans Pilipinas Company has a free app, which is available to all residents in the Philippines. They can download the Online Loans Pilipinas app easily to their computer or mobile phone. Accessing a quick loan from the app only requires a smartphone and a good internet connection. The app is accessible on iOS and Android devices and can be downloaded from the App Store or Google Playstore, respectively. The Online Loans Pilipinas app has an average rating of 4.5 from its users.


Finding a legit online loan app will be an excellent solution for your financial emergencies. Online Loans Pilipinas offers Filipinos good credit services with reliable client support. The company’s business network is reputable and prominent in the Philippines, and customers can borrow loans without reservations. The Online Loans Pilipinas financing company is rated highly by its customers, with credit ratings of 4.2 out of 5 stars on Google Play.